Evidently I missed my calling as a financial advisor. I’m absolutely SUPER at it, by the way. Here goes: Don’t spend what you don’t have.
If you require more information than that (so demanding), well, might I suggest this excellent article by the AP’s Heather Lalley, which happens to feature some heavily-edited sound bites from yours truly.
Alternatively, I can break it down for you into just five easy steps.
And while we’re talking about money… you do know about DonorsChoose, right? You can pick the project, the school, the teacher you want to support? It’s a great approach to a great cause (bettering our nation’s schools, and you KNOW how I am about this topic), and while there are plenty of bloggers running challenges in conjunction with this, I just hope you’ll find something that inspires you to give a few dollars. If you need someplace to start, check out the BlogHer Contributing Editors’ Challenge for ideas.